1) Purpose of this Statement

This Risk Disclosure Statement is provided so that all clients of Vyra Bank understand the inherent risks associated with cryptoasset investments and leveraged strategies. By using our Services, you acknowledge and accept these risks in full.

2) General Investment Risks

• Total loss: You may lose some or all of your investment. Crypto markets are volatile, and no outcome is guaranteed.
• No insurance or guarantees: Investments are not protected by deposit insurance, investor compensation schemes, or any government-backed guarantee. Returns are not assured.
• No advice: Information provided on our site or through our portal does not constitute investment, legal, tax, or financial advice. You are solely responsible for your investment decisions.

3) Market & Price Volatility

• Extreme volatility: Cryptoassets are subject to rapid and unpredictable price swings, which may amplify both gains and losses.
• Liquidity risk: Markets may become illiquid, resulting in delays or inability to enter or exit positions at intended prices.
• Regulatory risk: Governments may restrict, prohibit, or impose new regulations on cryptoassets, which could materially impact your investments.

4) Leverage & Trading Risks

• Amplified exposure: Leveraged trading increases potential gains but also magnifies potential losses. Small price movements may cause disproportionate effects on your investment.
• Liquidation: Although our system is designed to minimize liquidation risk, leveraged positions can still be forcibly closed if margin requirements are not met.
• Algorithmic model: Trading strategies rely on algorithmic systems. Performance of any model is not guaranteed and may fail under certain market conditions.

5) Exchange & Counterparty Risks

• Exchange failures: Third-party exchanges may suffer insolvency, security breaches, fraud, or regulatory shutdowns. While we diversify counterparty exposure, losses may still occur.
• Operational disruptions: Exchanges may suspend trading, impose limits, or become unavailable, affecting the value and liquidity of your position.

6) Technology & Security Risks

• Blockchain vulnerabilities: Cryptoassets and protocols may contain coding errors, bugs, or vulnerabilities that can lead to partial or total loss of funds.
• Cybersecurity threats: Despite encryption and cold storage measures, cyberattacks, hacks, or other malicious activities may compromise security.
• Systems & infrastructure: Outages, network failures, or unforeseen technical events may interrupt access to the Services or prevent timely execution of transactions.

7) Legal & Jurisdictional Risks

• No U.S. protections: Services are not subject to U.S. law or regulatory oversight. No protections of the SEC, CFTC, FDIC, or any U.S. authority apply.
• Exclusive Mexican jurisdiction: All Services are governed exclusively by Mexican law. Disputes are subject only to Mexican legal processes and arbitration, not foreign courts.
• Restrictions: Services are not offered in Mexico, the United States, or in any jurisdiction where use is prohibited by law or regulation.

8) Force Majeure & Extraordinary Events

• Uncontrollable events: Natural disasters, wars, sanctions, regulatory actions, or widespread internet outages may disrupt or suspend Services, resulting in potential losses.
• No liability: Vyra Bank is not liable for losses caused by force majeure or extraordinary events beyond its reasonable control.

9) Acknowledgement

By using our Services, you confirm that you understand and accept the risks outlined in this Statement. You further acknowledge that:

• You are solely responsible for your investment decisions.
• You have the financial capacity to bear the risk of total loss.
• You are not relying on any representation, guarantee, or warranty not expressly contained in our Terms & Conditions.

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This Risk Disclosure Statement forms an integral part of your Agreement with Vyra Bank. Please read it carefully. If you do not understand or accept the risks described, you should not use our Services.