Vyra Bank — Client Agreement

1) Parties to the Agreement

This Client Agreement (“Agreement”) is entered into by and between Vyra Bank, a Sociedad Anónima incorporated and registered in Mexico (“Company”), and you, the client (“Client”). By completing registration, KYC approval, and clicking “Accept,” you agree to be legally bound by this Agreement.

2) Our Commitments to You

  • Service provision: We will provide access to investment plans managed through pooled strategies in crypto perpetual futures, executed and risk-managed by Vyra Bank.
  • Custody & security: We will safeguard client assets using cold storage, encryption, and audited security protocols. Only authorized security personnel may access custody infrastructure.
  • Transparency: We will publish proof-of-reserves, audit results, and relevant disclosures on our website.
  • Privacy: We will protect your personal data using encryption and strict legal standards, disclosing only when compelled by a final, binding order of a competent Mexican court.
  • Compliance: We will comply with applicable Mexican KYC/AML regulations and adjust our procedures in line with changes in law.
  • Communication: We will notify you through the client portal or email of material changes to Terms, Policies, or this Agreement.

3) Your Commitments to Us

  • Eligibility: You confirm that you are not a U.S. person, not a Mexican citizen or resident, and not accessing the Services from prohibited jurisdictions.
  • KYC compliance: You agree to complete KYC procedures truthfully and accurately before depositing any assets.
  • Lawful use: You agree not to use the Services for unlawful purposes, including but not limited to money laundering, terrorist financing, fraud, or sanctions evasion.
  • Risk acceptance: You acknowledge and accept all risks associated with cryptoassets, leveraged trading, and exchange reliance as disclosed in our Risk Disclosure Statement.
  • Tax obligations: You are solely responsible for any tax reporting or liabilities in your jurisdiction.

4) Account Funding, Withdrawals & Returns

  • Deposits: We only accept deposits in Bitcoin (BTC). Deposits are permitted only after KYC approval.
  • Withdrawals: We will process withdrawals initiated via the client portal, subject to compliance and operational checks. Network and security delays may apply.
  • Returns: Your entitlement to returns is defined mathematically and contractually as a percentage share of any increase in the pooled market positions, subject to leverage, as outlined in plan documentation. Returns are not guaranteed.

5) Fees & Compensation

  • Management fees: We charge a fixed monthly account management fee.
  • Performance-based participation: There are no additional fees associated with your account balance. Our compensation is derived from the profits of the fund, as we participate alongside clients as investors.

6) Limitations & Liability

  • No guarantee: We do not guarantee principal, performance, or avoidance of losses.
  • Limitation of liability: Our aggregate liability to you is limited to the amount of your net deposits then held by us, excluding market losses.
  • Force majeure: We are not liable for disruptions or losses caused by events beyond our reasonable control, including market volatility, exchange failures, regulatory actions, or natural disasters.

7) Termination & Suspension

  • By us: We may suspend or terminate your account immediately for breach of this Agreement, violation of applicable law, detection of U.S. nexus, or by lawful request of Mexican authorities.
  • By you: You may close your account at any time via the client portal, subject to compliance checks and withdrawal procedures.
  • Investigations: Accounts under investigation may be frozen subject to directions from competent Mexican authorities.

8) Dispute Resolution

  • Arbitration: Any dispute shall be resolved exclusively by binding arbitration seated in Mexico under ICC rules. Costs are shared unless the tribunal decides otherwise.
  • Language: English shall prevail in case of conflict between translations.

9) Entire Agreement

This Agreement, together with the Terms & Conditions, Privacy Policy, Risk Disclosure Statement, and other published policies, constitutes the entire agreement between you and Vyra Bank. No oral or written statements outside these documents create binding obligations.

10) Amendments

  • We may amend this Agreement or associated policies by providing notice through the client portal and/or email.
  • If you do not accept an amendment, you may terminate your account and withdraw eligible assets, subject to compliance checks.

By accepting this Agreement, you confirm that you understand our commitments to you, your commitments to us, and the risks associated with cryptoasset investments. If you do not agree, you must not use the Services of Vyra Bank.